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New Year Resolutions cannot work

Ok having given such a negative spin to resolutions, I need to tell you HOW it works, right? Well a resolution does not work unless it is a resolution helping you towards a goal. So much before the...

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Budget views of a Life Insurance player…

Here is the uncensored, unedited view of Aviva India…..my views you have already read right? well read on…. Union Budget – Reaction from TR Ramachandran, CEO & MD, Aviva India Mr. Finance Minister,...

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What is safe leveraging?

Let us get it right, the real rich do not borrow. Never ever for personal expenses, buying assets or personal INVESTING. Borrowing and investing is a very foolish thing to do for most people. Will a...

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How to live within your budget?

US Fiscal Cliff simplified for everyone. This puts things into a much better perspective as to the present US economic situation.. Lesson # 1: * U.S. Tax revenue:      $ 2,170,000,000,000 * Fed budget:...

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Brilliant views on the Budget 2013

Subramoney was the only blog which did not have a view on the most important media event of the day at 11am. So I decided to write my views (at 8 pm Wednesday) on PC’s budget to be presented on...

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You must invest at least 10% of your salary!

a variant of this appeared in www.moneycontrol.com DATE OF ORIGINAL ARTICLE: 2007….NOW we are in 2013….please adjust all dates accordingly… Normally people invest to get returns. No doubt, everyone...

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Living on a budget

this article on budgeting appeared in www.moneycontrol.com long back. INCOME: Rs 100, expenses Rs 99, life is fine. Income: Rs 99, expenses Rs 100, life is in despair.     (Due apologies to Charles...

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Budgeting is difficult? try this!

Try telling people that saving/ investing money as well weight management have one thing in common – nice record keeping, and they screw up their nose! Are you in that category? Do you shudder thinking...

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Make a budget, NOW! Today!!

  “Whatever I do, my weight does not come down” and “Whatever I do I cannot reduce my expenses” – are commonly heard statements. If you are a doctor, a wealth guide, a financial planner, …you hear both...

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Diwali cleaning for your portfolio!

You, and your family just spent the previous 2 weeks cleaning your house, right? What about a Diwali cleaning of your financial stuff too? Do not know where to start? Make an inventory of your...

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